Hail storms are a major cause of property damage in the United States. In fact, they account for roughly 30% of all insured disaster claims! But what happens when your roof has been damaged by hail here in the Warsaw Indiana and surrounding areas? Should you file an insurance claim or should you just get it repaired yourself?
The first question to ask yourself when dealing with a damaged roof is whether or not it was the result of an insured disaster. This includes any type of weather related damage, including hail storms. If you are unsure if your claim would be covered, consult your insurance company before filing it!
When it comes to hail damage roof repair and insurance claims in Warsaw Indiana and surrounding areas, are you left wondering what the best course of action is? Well in this blog post I’ll go over some guidelines for when you should claim your hail-damaged roof on a home insurance policy. But first let's take a look at how damaging hailstorms can be.
- Hail storms can happen in a span of minutes and cause serious damage to your roof, gutters, siding, windows, doors and more!
- The cost of hail storm repairs is expected to exceed $420 million this year alone with most homeowners not having enough coverage for the damages incurred by hailstorms.
- If you have a standard homeowners policy, it will normally cover damages caused by hailstorms if there’s no pre-existing hail damage or other causes for the damaged area. However, some policies may not cover all of the costs associated with repairs.
The trickiest part about hail damage roof repair and insurance claims is determining when you should claim the damages on your home insurance policy. The best course of action for this is to consult with a licensed, reputable contractor who will provide an accurate assessment of what needs repairing or replacing due to storm damage. When they come out, have them take photos of the damage and they should be able to start an insurance claim on your behalf.
So in conclusion if you have hail damage to your roof here in the Warsaw and surrounding areas be sure to contact a Roofing company with a good reputation and has proof of their work. You can always get a free roofing estimate and see what you will be looking at to get a starting point.